claim with no benefits
When a worker is involved in a multi-vehicle (2 or more) incident for which the worker was not at fault, and the driver of the at-fault vehicle was a non-worker, the worker can sue the other driver through their insurance provider (e.g. ICBC) and can elect to not claim benefits from WorkSafeBC. If the worker elects to claim WorkSafeBC benefits, and WorkSafeBC sues the other driver on behalf of the worker, claim costs are removed from the claim when the other insurer pays WorkSafeBC the award settlement. Because the benefits paid come from the another insurance provider, WorkSafeBC logs the claim as a claim with no benefits.